SOCIAL FINANCE. BUILT FOR REAL LIFE.
Money moves.
Trust stays.
Built for real-life money between people. Track what's owed, protect the relationship, and stay financially connected with the people who matter.
Free to start · No credit card required
Secure
Your data is always protected.
Private
Your transactions stay between you.
Trusted
Built for real relationships. Backed by trust.
Community
Stronger together. Pay it forward.
Powerful features for real life.
Send & Request
Money in seconds. Fast, simple, and stress-free.
Track & Manage
Keep track of every loan, payment, and due date in one place.
Build Trust
Earn trust, see your score, and build better financial relationships.
Pay It Forward
Help others and create a ripple of positivity in your community.
SEE IT IN ACTION
Your Trust Score, your memes, your money.
Watch how RunMe turns awkward IOUs into trust you can actually see — and how a well-timed meme makes paying back feel like the best part of the day.
How RunMe works
Create a loan
Send or request money and set the terms.
Track & stay updated
We'll help you track payments and send reminders.
Get paid & build trust
Complete the loan, build trust, and pay it forward.
PRICING
Free forever. Pro when you're ready.
Core relationship tools stay free. Upgrade to Pro for power features, or Business Pro to unlock the Open Network.
FREE
RunMe
The core relationship tools — free forever.
$0 / forever
- Send & request money
- Loan tracking & reminders
- Receipt uploads & cash verification
- Basic trust score
- Pay-it-forward
RUNME PRO
Smarter. Personal. Yours.
Power tools for people who run more than a few loans.
$4.99 / month
- Unlimited active loans
- Recurring repayment agreements
- Advanced trust analytics
- Lender risk dashboard
- Repayment insights & PDF exports
- Custom memes, themes & reactions
- Priority support
Lend & borrow with strangers.
Trust-gated peer-to-peer marketplace. Earn on capital. Borrow at a fair rate.
$19.99 / month
- Everything in RunMe Pro
- Access the Open Network — lend & borrow with strangers
- Tier-based suggested APR (5–12%)
- Low 1% origination fee on Open Network loans
- Priority listing visibility
- Advanced lender portfolio tools
Trust Score 90+ to borrow · 70+ to lend.
Standard bank transfers are always free. Instant transfers carry an optional convenience fee (typically $0.50–$1.50).
THE LONG VIEW
Social financial infrastructure for real life.
RunMe is evolving into trust-based money management — a community-driven layer that helps people support each other financially without damaging the relationships that matter.
Money moves. Trust stays.
FAQS
Questions, answered.
Everything you need to know before getting started.
RunMe is a relationship-first money app. We help you track loans, send and request money, and protect the trust between friends, family, and roommates — without the awkward conversations.
Yes — the core relationship tools (sending and requesting money, loan tracking, reminders, receipts, trust score, pay-it-forward) are free forever. RunMe Pro is $4.99/month for power users (unlimited loans, advanced analytics, exports, custom themes). RunMe Business Pro is $19.99/month and unlocks the Open Network — borrow from and lend to trust-vetted strangers.
The Open Network is a trust-gated peer-to-peer lending marketplace included with RunMe Business Pro ($19.99/month). Lenders earn at a tier-based APR (5–12%); borrowers pay a low 1% origination fee. You need a Trust Score of 90+ to borrow and 70+ to lend.
Standard bank transfers are free and arrive in 1–3 business days. Instant transfers have an optional small convenience fee (typically $0.50–$1.50) if you want the money to land in seconds — it's always your choice.
Your data is encrypted in transit and at rest. We never sell your information, and your transactions stay private between you and the people involved.
Your trust score is a positive, growth-oriented signal — not a credit report. It reflects on-time repayments, identity verification, and community endorsements, and grows as you build a track record with the people you care about.
Yes — RunMe is live. Create your free account in seconds and start tracking loans, sending money, and building trust with the people who matter.
Still have a question? Create your account and reach out from inside the app.
Experience RunMe today.
Create your free account and start protecting the trust that matters most.
Free forever for the basics. Pro from $4.99/mo. 🚀